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Overton is a native of Nashville. He graduated from Madison High School in 1973 and received his A.A. degree from Martin College in 1975. He was President of the Martin College Associated Student Government 1974-1975 . Overton earned his B.A. degree from Scarritt College and J.D. from Nashville School of Law. He is presently Associate General Counsel, Litigation, for American General Life and Accident Insurance Company where he has worked for over 27 years. Overton lives with his wife, Irene; son, Lee; and daughter, Molly in Franklin, Tennessee.